About Us

Unlimited CashFlow Solutions is in the business of building relationships. We work hand-in-hand with our clients, maintaining honesty and respect, to educate and empower them with strategies for growth and success . 

Unlimited CashFlow Solutions LLC

Unlock your financial potential with Unlimited CashFlow Solutions. Our mission is to empower you through expert education and coaching, providing proven strategies in real estate, business, tax savings, lending, and legacy protection.

We go beyond traditional financial advice, offering a holistic approach tailored to your unique needs. With our guidance, transform your financial landscape and build a secure future for yourself and your family.

Our Team

Pacifico Dumbrique

CashFlow Coach & Partner

I started my career as a CashFlow Coach in 2011 by first learning how to pay down debt quickly including my mortgage. I was then able to use the equity in my first property to buy another property. This quickly translated to building a real estate portfolio. These include several fix & flips, out-of-state rentals and owning a property in a self-directed retirement. I have my life insurance license in order to stay up to date with current asset protection strategies. I grew up in Hawaii and got my Bachelor’s in Business Administration from the University of Hawaii. I now spend time developing strong relationships with other companies in order to provide education, resources and support to our clients. We take pride in listening to what our clients need and delivering the coaching and connections necessary for their success.

Amy Bersamin

CashFlow Coach & Partner

For over 10 years, I’ve been teaching financial education, helping everyday people learn strategies—both practical and advanced—to achieve financial success. As a real estate investor, I’ve owned rentals in different states through LLCs and a Self-Directed IRA. I also hold a real estate license in Hawaii and recently earned my CTEC certification, allowing me to provide tax preparation services in California. My passion is educating others on real strategies I’ve used or taught—successfully implemented by me and/or my clients—such as paying off debt, buying rentals, starting a business, saving on taxes, and protecting legacies. I collaborate with trusted  professionals to provide valuable insights and resources that help individuals make informed decisions. I believe financial education should be accessible to everyone so they can use these strategies to grow their cash flow, create more opportunities, and build a stronger financial future

Beth Tapec-Lapenia

Client Services & Marketing

When I began my financial education journey in 2010, my situation was tough. With a high debt-to-income ratio and poor credit, the banks didn’t see me as a lendable candidate. I had to start small, with a secured credit card and secured line of credit to pay down my debt and improve my credit. I was eventually able to purchase my first rental property in Saint Louis, Missouri. Since then, I’ve been successfully cash-flowing, building wealth, and saving on taxes. It’s come full circle that I now teach a debt pay off class. I hope my story inspires you to take the first step toward financial education. These strategies changed my life, and I’m here to help you learn how they can change yours too. Let’s work together to help you get ahead, just like I did.

Our Trusted Network Professionals

We take a team-based approach to financial success. The CashFlow Coach provides education and coaching, empowering clients to make informed decisions. Clients work directly with experienced financial professionals who offer tailored strategies to help them build long-term security and wealth.

Jordan Mangaliman

Goldline Financial | Financial Advisory

Jordan Mangaliman has been in the financial & retirement services industry for his entire career. For over 15 years he has devoted himself to educating his clients on how to build and protect the assets they have worked so hard to accumulate. As a 2nd generation Private Wealth Advisor, his family has now been serving clients for over 45 years. This expansive industry experience has allowed their team to provide sound advice to their clients during both bull and bear / recession markets.

www.goldline.financial

Richard Coombs

Redwood Realty | Real Estate Advisory

Richard Coombs is the Owner of Redwood Realty Group and serves as the Marketing Director for a development firm in Southern California. Richard has helped guide investors to over 400+ rental properties acquisitions, showcasing his expertise and dedication in the real estate industry. Partnering with an enrolled agent with the IRS has enabled him help create complex and stable strategies for clients.

Dan Nguyen

Kama'aina Mortgage Group | Loan Officer

Dan Nguyen is a HELOC mortgage broker dedicated to helping individuals achieve financial freedom by using Simple Strategies to pay off debts and enhance cash flow management. He started his journey in the banking industry in 2003. Since 2015, he’s been specializing in providing the right lending products to his clients and now serves as a senior loan officer at Kama’aina Mortgage Group 

www.kmghawaii.com/about/staff/dan-nguyen

Enrico Gaw

Key Professional Services | Bookkeeping

Enrico Gaw has over 30 years of experience in finance, accounting, and leadership, Enrico “Rico” Gaw is a seasoned professional dedicated to delivering exceptional financial services to businesses across Hawaii and the West Coast. A Certified Public Accountant (CPA) with an MBA, Rico has built a career defined by strategic vision, operational excellence, and innovative problem-solving.  In 2017, Rico established Key Professional Services LLC, where he has since focused on providing tailored payroll, bookkeeping, and CFO services to small and mid-sized businesses.

www.yourkey.us

Bruce Jones

TaxWealth | Tax Strategy

Having entered the financial services industry in 1970, Bruce Jones has taught the subjects of tax management and financial strategy planning since 1974. He is President and CEO of TaxWealth® Inc., a tax analysis and solutions research company that identifies comprehensive tax planning solutions for owners of real estate, privately-owned businesses, and other appreciated assets. In addition to serving its own clientele, TaxWealth supports CPAs, Enrolled Agents, attorneys, financial advisors, and brokerage professionals in solving their clients’ tax challenges. Headquartered in Orange County, California, TaxWealth serves clients nationwide.

www.taxwealth.com

Jason Zeager

Pacific Business Funding | Business Lending

Jason Zeager is the President of Pacific Business Funding, dedicated to helping business owners and real estate investors unlock the power of smart financing. With 21 years of expertise in business financing, Jason teaches entrepreneurs how to strategically use business credit and capital as tools for growth, increasing cash flow and scaling their businesses with confidence. Jason provides tailored solutions to help small business owners secure the funding they need—whether for expansion, real estate, equipment, or working capital. His mission is to empower entrepreneurs to take control of their financial future, confidently seize new opportunities, and build the thriving businesses they envision.

www.pacificbusinessfunding.com

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Join The Journey

If you’re open to learning, coachable, and willing to put in the time and effort to reach your goals, the Unlimited CashFlow Solutions team is your gateway to a world of financial empowerment.

Connecting You to Trusted Professionals

While we provide education and strategies, successful implementation often requires licensed professionals. That’s why we’ve built a trusted network of experts to help bring your plan to life. Once you’re equipped with the tools and understanding to move forward, we’ll connect you with the right professionals to help execute your strategy.

Disclaimer:

Unlimited CashFlow Solutions does not engage in tax matters, public accounting, or the practice of law, and the information on our website is for informational purposes only. It should not be considered legal or financial advice. Unlimited CashFlow Solutions does not make recommendations on where or with whom you should invest your money, with respect to the advisability, desirability, or legality of any particular investments or securities, or with respect to the tax consequences of the implementation of the techniques demonstrated in any of the videos, electronic and/or hardcopy materials. Unlimited CashFlow Solutions recommends that you seek independent tax, legal, and investment advice as necessary and appropriate. No one should make any investment decision without first consulting his or her own financial advisor, or other appropriate professional, and conducting his or her own research and due diligence. To the maximum extent permitted by law, Unlimited CashFlow Solutions disclaims all liability in the event any information, commentary, analysis, opinions, strategies, and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any losses. Content contained on or made available through the website, (including videos, and any informational materials) is not intended to and does not constitute legal or investment advice. Your use of the information on the website or materials linked thereto is at your own risk.